Health is Wealth is a life’s reality and it was reiterated most profoundly to us in 2020 when Covid-19 struck. It is now imperative for us to keep up with our health as we begin to live in the ‘new normal’ and Home Credit India, a local arm of the international consumer finance provider, today brings for everyone an affordable Protection – Care360 healthcare service with complimentary insurance in partnership with DocOnline.
Care360 is a holistic healthcare service protection, encompassing the important and practical services required for a healthy life. In partnership with DocOnline, a Care360 member (with up to 4 family members) will get free & unlimited tele/video Doctor consultations, Covid care during isolation/quarantine, Cashless OPD, Online pharmacy and quality diagnostic service. Along with health services, Care360 members will also benefit from the complementary Insurance bouquet worth up to Rs.10 Lakhs covering Term Life, Critical Care, Specific Ailment Insurance, Home Contents and Online Fraud Protection.
All these and some more services come at very affordable cost as customers on opting for Care360 higher subscription plans on HCIN website or at retail partners, will be given a free of cost Ujjwal EMI card with pre-set subscription plan credit amount, which gets converted into easy Zero-Cost EMIs. Hence, customer doesn’t pay anything upfront for the subscription.
Commenting on the launch of Care360 healthcare service, Mr. Prosonjit Basu, Chief Strategy Officer, Home Credit India said; “At Home Credit, our endeavour has always been to enable peoples’ lives by being their partner in good and tough times. Post-pandemic life will have its challenges & fear and so we have introduced our Care360 product to provide accessible & affordable healthcare services to all anytime and anywhere. With an aim to provide comprehensive services and to safeguard any financial loss emerging due to any medical emergency, these comprehensive offerings will fulfil our customer’s health and wellness goals. We are committed to our customers & partners and will continue to extend support in every way.”
Care360 service is available in three subscription plans – Essential, Advantage and Premium, having all the health services in varied scale. The Online Fraud Protection is very apt in today’s digital age, as it covers the customer from theft or fraud via cashless payments – ATM fraud, Net-banking, credit / debit card or any kind of online or digital wallet transactions.
Benefits of the Care360 for customers include:
| Features | Care360° – Essential | Care360° – Advantage | Care360° – Premium |
| Unlimited Doctor Consultation on phone/video | Yes | Yes | Yes |
| Periodic Health check-ups |
2 Vouchers
worth INR 3,000 |
3 Vouchers worth INR 4,500 |
4 Vouchers worth INR 6,000 |
| Pharmacy voucher | INR 500 | INR 1,000 | INR 1,500 |
| Cashless OPD | Discounted Rate | 4 Vouchers
worth INR 2,000 |
5 Vouchers
worth INR 2,500 |
| DocOnline Eco-system
for pharmacy, pathology & radiology discounts |
Yes | Yes | Yes |
| Complimentary Insurance | |||
| Term Life Insurance | 1 Lac | 2 Lacs | 3 Lacs |
| Critical Illness Cover
(Lump sum benefit) |
1 Lac | 2 Lacs | 3 Lacs |
| Health Insurance
Vector Borne Diseases |
15K | 25K | 50K |
| Health Insurance
Gastrointestinal Infections |
15K | 25K | 50K |
| Home Contents Protection | 1 Lac | 2 Lacs | 3 Lacs |
| Online Fraud Protection
(ATM, Phishing, Net-banking) |
10K | 20K | 30K |
| Number of Members | 4 | 4 | 4 |
| Pay premium using Ujjwal EMI Card at NO Cost | No Available | Available | Available |
| Cost (Including GST) | INR 3,500 | INR 7,500 | INR 10,000 |